- About Us
Our financial reward program recognizes your commitment to quality medicine.
Learn More - Coverages
e-dataRESPONSE+ Cyber Liability Coverage provides critical protection in case of a breach.
Learn More - Claims
If you have been contacted by an attorney regarding your care of a patient, read this now
Learn More - Risk Management
- Risk Management OverviewOur risk management philosophy
- Resources/SearchSearch our comprehensive library
- Education ProgramsRegister for a risk management program
- Security Risk AssessmentEvaluate the security of your practice
- AlertsAlerts issues by medical organizations
- AI Risk ManagementArtificial Intelligence
- Practice Self-Assessment SurveyTake the practice self-assessment survey
- Risk Management FAQCommon Questions about Managing Risk
- Med-RiteLearn more about Med-Rite
- PodcastsListen to risk management podcasts
Our Risk Management education programs provide CME Credits and premium discounts. Register today!
Register - Resources
Browse our comprehensive research library for information on HIPAA, EMR, claims, and much more
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About Us
Professionals Advocate (ProAd) provides innovative and affordable professional liability insurance solutions to the health care community of Virginia, Maryland and Washington, D.C.
As an insurer created by a Doctor-owned company, we are uniquely qualified to understand your needs and concerns. We share your values and are dedicated to providing high quality products and comprehensive coverage at competitive rates. If a lawsuit occurs, we aggressively defend your professional reputation and your career.
ProAd is a subsidiary of MEDICAL MUTUAL Liability Insurance Society of Maryland, one of the nation's oldest and most respected Doctor-owned and directed professional liability insurance companies. We have inherited more than 40 years of wisdom and experience from the highly skilled insurance professionals at MEDICAL MUTUAL.
Mission
To provide insurance and related products, together with a "boutique" level of customized products and personalized service, primarily tailored to meet the needs of health care professionals.
Vision
We will be a highly regarded regional company, known for providing superior products and services. As an ultimately doctor-owned company, we will serve as a strong advocate for health care professionals in the liability arena. We will be the best choice for health care professionals and their organizations, providing the best resolution of claims through a proactive and vigorous defense.
Lawsuits can happen years or even decades after a patient encounter. Our history of financial strength means we'll be by your side throughout your career.
Rated "A" (Excellent) by A.M. Best
Among the reasons A.M. Best cites for this rating are our continued strong operating performance and our superior risk management programs and materials.
2023 Annual Report
You depend on a variety of personnel to help you deliver the highest standard of care possible. At the helm of your practice, you diagnose and treat, but it takes a committed team to fully support the patient’s experience. Dentists are stronger together with nurses, hygienists, office managers, receptionists, and other professionals – including Professionals Advocate (ProAd). Click here to read our 2023 Annual Report, "Relentless Defense."
Our financial reward program recognizes your dedication to providing quality dentistry, day in and day out.
We created the Mutual Advantage Plan (MAP) financial reward program to recognize the commitment of our Policyholders and their dedication to the long-term success and stability of Professionals Advocate, and their continued practice of quality health care. Each year, our Board of Directors may announce new funds, if any, to be allocated to MAP accounts, as a percentage of each Participant's base premium.
MAP is free to join, and will never affect your policy or your premium. No strings attached — it is simply our way of recognizing your commitment.
Am I Eligible?
An eligible Participant of the Mutual Advantage Plan is a full-time or part-time health care provider named on an individual or group policy of dental professional liability insurance issued by Professionals Advocate, but only if the health care provider is individually rated and underwritten. "Participant" does not include a business entity or a health care provider who is not individually rated and underwritten. The Plan applies solely to individuals.
We recommend you contact us or your Insurance Agent to determine your eligibility.
Log In
If you are already enrolled in MAP, log in to your account to view your current MAP balance.
The latest news from ProAd, including new publications and upcoming events.
