Professionals Advocate

e-dataRESPONSE+

A data breach can happen to anyone. Whether it's the result of an accident — a lost flash drive, an email sent to the wrong person, a discarded file — or malicious intent, you can be held liable for the damages. These can include regulatory fines, notifying all potential victims, immediate remediation costs, responding to any claims or lawsuits resultant from the breach, and much more.

Overview

Professionals Advocate's e-dataRESPONSE+ coverage can provide meaningful protection and reimbursement in case of a data breach. In addition to helping you navigate the complex legal response of a breach and covering out-of-pocket expenses that may result from the breach, e-dataRESPONSE+ adds the extra protection of cyber liability coverage in the event of a claim or lawsuit.

First Party Liability Coverages

Key Coverage Features

Virus and malicious code coverage
Unauthorized access of physically lost or stolen data storage devices
Electronic and paper records
Payment card breach (No sublimit)
Regulatory imposed civil fines or penalties (HIPAA)(Subject to sublimit, may not be fully covered)

Breach Notice Services Coverages

Credit and fraud monitoring (One year)
Expenses to comply with breach laws
Legal services
Forensic services
Notice fulfillment services
Breach notice response service

Third Party Liability Coverages

Security Breach Liability Coverages

Virus and malicious code coverage
Unauthorized access/use
Breach of service provider system
Inside criminal activity
Denial of service attack
Theft/loss of data on computer system
Extra expense to recover from breach

Privacy Liability Coverages

Theft or loss of PII
Negligent privacy violation, Correction to PII
Negligent privacy violation, Access to PII

Coverages